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Hi I'm Ray

I am a husband, and father to six kids. I am a CFP, lacrosse coach and I am a Mormon.

About Me

I live in Salt Lake City, Utah. I have an awesome wife and we have 6 kids. I served a mission to Auckland, New Zealand. I graduated from the University of Utah and I am a Certified Financial Planner (CFP). I coach high school girls lacrosse. In 2003 I founded a financial planning firm, and wrote a retirement and investment book. Since I am a financial planner here are a couple financial tips for you: If you want to accumulate wealth, first give it away. It never fails, the more you give the more you receive. Give more and then watch the opportunities roll in. Contrary to popular belief, money can bring happiness, IF, you GIVE it away, and/or use the extra free time that having money often provides to SERVE others.

Why I am a Mormon

I am a Mormon because of several spiritual experiences I've had that have confirmed to me that Jesus Christ is the Savior and He restored his Church through the prophet Joseph Smith. The Spirit has touched my thoughts and feelings in such a way that I can't deny my testimony.

How I live my faith

I love the gospel of Jesus Christ and studying about Christ in the scriptures. My goal is to make living the gospel not just what I say or do but who I am.