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Hi I'm Heber

I was born in Northern Mexico. Love reading, playing jazz on my saxophone, chess and intelligent humor.

About Me

I earned my MBA in International Business from Thunderbird, and I am also a CFA Charterholder. I work as an equity analyst publishing recommendations on publicly traded companies, I am also a CFA prep course instructor. I am working on a PhD in finance where I am studying a relatively new field of finance and asset management called “impact investing”. Impact investing intends to focus the benefits of capitalism and free enterprise on the most needy in society by investing in –social enterprises- which pursue a dual mandate of positive social benefit as well as financial profits. I have a wide variety of interests from reading history, biographies, classical literature, philosophy, & economic theory related to poverty reduction. Musically my key interest is jazz and anything jazz inspired. On my saxophones (alto and tenor) I play jazz and bossa nova. I also enjoy traveling, cultures, intellectual humor, chess and exercise.

Why I am a Mormon

Desmond Tutu once said that the situations surrounding our birth will in large part determine the faith we follow. While I must admit that one of the key reasons I am LDS is that I was born into an LDS family in an LDS community I've also studied many things out personally and I feel that for the most part the LDS theology and lifestyle is the most coherent and reasonable I've found.

How I live my faith

I am the president of my ward's (congregation's) Sunday School which is a weekly scripture study course for adults and youth.

What do Mormons believe concerning the doctrine of grace?

Grace is crucial to the Plan of Salvation and to LDS life as well as doctrine. The word "grace" appears about 70 times in the Book of Mormon and one of the key messages that the authors of the Book of Mormon wanted us to understand was the crucial importance of Christ's Grace. Passages of the Book of Mormon that highlight the importance of Grace include: 2 Nephi 10:24, 2 Nephi 11:5, 2 Nephi 25:23, Jacob 4:7, Mosiah 18:26, Mosiah 27:5, Alma 24:11, Helaman 12:24, Ether 12:26, Moroni 7:2, Moroni 10:32-33. I think part of the confusion regarding whether Latter-day Saints believe in Grace or not is a matter of semantics (or words used). While our scriptures are full of the use Grace, in Sacrament Meeting, Sunday School or General Conference you won't hear the word Grace used as often. But you will hear a lot about the Redeeming Power of the Atonement and other blessings received from God. If you were to count all the instances where we discuss the DOCTRINE of Grace even if we use different words you will find that Latter-day Saints are constantly discussing Grace. We also believe that part of accepting the Atonement (and Grace) of Christ is repenting of our sins this is an act that would not be possible without Christ's Atonement, but an important act that shows our commitment to live better lives. Christ taught that if we love him we will keep his commandments (John 14:15). God does not NEED our obedience, but it is WE who need to obey in order to grow. Show more Show less